August/September 2013 (vol. 10/2)

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Dilemma: Health, safety and the insurance industry

Can insurers do more to encourage better OH&S management?


Is the insurance industry doing enough to encourage employers to actively manage occupational health and safety? Erin Flood from the ABI and Roger Bibbings from RoSPA argue their cases…


The insurance industry encourages employers to invest in OH&S by providing incentives and offering expert advice; however, employers make commercial decisions on whether to do more than they are required to by the law.

Money is…

Erin Flood is a policy adviser at the Association of British Insurers (ABI).



Radical change is needed to the employers’ liability insurance system if it is to play a meaningful part in driving down risks and promoting workplace safety and health.

In the late 1680s, Edward Lloyd opened a coffee house in London that became the meeting place for parties wishing to insure cargoes and ships. Merchants agreed to…

Roger Bibbings is occupational safety adviser at the Royal Society for the Prevention of Accidents (RoSPA).


Author: Flood E, Bibbings R


Occupational Health at Work August/September 2013 (vol. 10/2) pp28-29

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